Max 401k Contribution 2025. The 401k contribution limits for the year 2025 are expected to see many increases in different plans including elective deferral limit to $24,000, defined contribution plan to. Secure 2.0 added an additional catch.
However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024. The irs has announced the new contribution limits for retirement accounts, including 401(k)s, for 2025.